🤝 Join the RYU Partner Program — 100% Free
🤝 Join the RYU Partner Program — 100% Free


When someone you refer becomes an RYM client, you earn $1,000.
Plus, earn $300 when a Partner you directly refer generates a client.
No cost to join. No purchase required.


When someone you refer becomes an RYM client, you earn $1,000. Plus, earn $300 when a Partner you directly refer generates a client.
No cost to join. No purchase required.

We give you the links, resources, and tools.
You introduce people to RYM.
Our team does the rest.
We give you the links, resources, and tools. You introduce people to RYM. Our team does the rest.
1. Join For Free
Become an RYU Partner at no cost and get access
to your personal referral links and resources.
2. Share Replace Your Mortgage
Send people to our video presentation, RYM Live,
or directly to book a call with our team.
3. Earn $1,000 Per Client
When someone you refer becomes a qualifying RYM client, you earn $1,000.
4. Earn An Additional $300 Through Partners
Know someone else who wants to share RYM? Refer them as a Partner.
When they generate a qualifying RYM client, you earn a $300 Tier 2 commission.
1. Join For Free
Get your personal referral links and resources.
2. Share Replace Your Mortgage
Choose the RYM funnel that's right for your referral.
3. Earn $1,000 Per Client
Earn $1,000 when your referral becomes a qualifying RYM client.
4. Earn An Additional $300 Through Partners
Earn $300 when a Partner you directly refer generates a qualifying client.
How much do I earn? You earn $1,000 for every client you refer who purchases Replace Your Mortgage. When a partner you personally brought in refers a client who purchases, you also earn a $300 override.
What counts as a commissionable sale? A sale counts once your referral purchases the program and we've collected payment. Our in-house sales team handles every call and close, so all you do is make the introduction.
How long do I get credit for a referral? Your tracking cookie lasts 30 days. If someone clicks your link and purchases within 30 days, the sale is yours.
When and how do I get paid? Commissions are paid weekly by ACH direct deposit. After you're approved, you'll connect a payout account in your partner back office. The minimum payout is $300.
What happens if a client gets a refund? If a client is refunded within one year of purchase, the commission for that sale is reversed.
How does the Tier 2 override work? You earn $300 when a partner you personally referred makes a sale. Overrides are paid only on client purchases, never for signing up partners.
Do I have to disclose that I'm a partner? Yes. The FTC requires a clear disclosure wherever you share your link, such as "I earn a commission if you join through my link." You'll get approved wording and a list of claims you can and can't make when you join.
Can I promote in groups, forums, or paid ads? Yes. You can share your link anywhere you own without asking first: your social profiles, YouTube channel, podcast, website, email list, or a group you run. For paid ads, or for posting in groups and forums you don't run, email [email protected] with where it'll run, your copy or creative, and your link, and we'll get back to you within 2 business days. The only hard no's are bidding on our brand names in search ads and posting where a group's rules ban promotion.
What does it cost to join? Nothing. Joining is free, and you never have to purchase anything.
How much do I earn? You earn $1,000 for every client you refer who purchases Replace Your Mortgage. When a partner you personally brought in refers a client who purchases, you also earn a $300 override.
What counts as a commissionable sale? A sale counts once your referral purchases the program and we've collected payment. Our in-house sales team handles every call and close, so all you do is make the introduction.
How long do I get credit for a referral? Your tracking cookie lasts 30 days. If someone clicks your link and purchases within 30 days, the sale is yours.
When and how do I get paid? Commissions are paid weekly by ACH direct deposit. After you're approved, you'll connect a payout account in your partner back office. The minimum payout is $300.
What happens if a client gets a refund? If a client is refunded within one year of purchase, the commission for that sale is reversed.
How does the Tier 2 override work? You earn $300 when a partner you personally referred makes a sale. Overrides are paid only on client purchases, never for signing up partners.
Do I have to disclose that I'm a partner? Yes. The FTC requires a clear disclosure wherever you share your link, such as "I earn a commission if you join through my link." You'll get approved wording and a list of claims you can and can't make when you join.
Can I promote in groups, forums, or paid ads? Yes. You can share your link anywhere you own without asking first: your social profiles, YouTube channel, podcast, website, email list, or a group you run. For paid ads, or for posting in groups and forums you don't run, email [email protected] with where it'll run, your copy or creative, and your link, and we'll get back to you within 2 business days. The only hard no's are bidding on our brand names in search ads and posting where a group's rules ban promotion.
What does it cost to join? Nothing. Joining is free, and you never have to purchase anything.
"Whether you refer one family or build this into something bigger, our goal is simple: give you the tools and support to confidently share RYM with people who could benefit from it."
- Larry Beacham | Senior Director of Partner Development at Replace Your University
Disclaimer: The Replace Your University Partner Program is free to join, and no purchase or paid upgrade is required to earn commissions. Partners are compensated only for qualifying client sales, never for recruiting or enrolling other Partners. Partners may also earn a Tier 2 commission when a Partner they directly referred generates a qualifying client sale. Earnings are not guaranteed.
